Makvandi, R. 2024. Analysis of the Impact of Macroeconomic Factors on the Development of Financial Products: Application of the PESTEL Model in Identifying Opportunities and Threats. Transactions on Quantitative Finance and Beyond. 1, 2 (Nov. 2024), 233–246. DOI:https://doi.org/10.22105/tqfb.v1i2.40.