Makvandi, Rosha. “Analysis of the Impact of Macroeconomic Factors on the Development of Financial Products: Application of the PESTEL Model in Identifying Opportunities and Threats”. Transactions on Quantitative Finance and Beyond, vol. 1, no. 2, Nov. 2024, pp. 233–246, https://doi.org/10.22105/tqfb.v1i2.40.